The FCA’s Regulatory Priorities: Payments report for 2026 outlines the supervisory focus for payment and e-money firms and serves as a practical guide for boards and senior managers, highlighting key areas where regulatory scrutiny will intensify over the coming year.  Four core themes for the payments sector The report emphasises four

In March 2026, the FCA published its first Regulatory Priorities reports for Wholesale Markets and the Wholesale Buy Side, replacing more than 40 portfolio letters with a single, outcomes‑focused statement of supervisory expectations. The shift is significant. These reports are aimed directly at boards and senior management and

The FCA’s Regulatory Priorities: Retail Banking report for 2026 sets out a more focused and outcome‑driven supervisory agenda for retail banks and building societies. While many of the themes will be familiar, the report marks a shift in emphasis: from policy alignment and stated intention to demonstrable oversight, data and evidence.

As firms prepare for their third annual Consumer Duty Board report, expectations are shifting from demonstrating governance and management information (MI) to evidencing effectiveness and measurable improvements in customer outcomes.    Senior leaders and Boards need confidence that what they are signing off is grounded in defensible evidence across products, channels and customer cohorts.    For

 In February, the FCA published its first Regulatory Priorities report for the insurance sector, marking a significant shift in how supervisory expectations are communicated. The report replaces over 40 portfolio letters and is intended to become the FCA’s central annual reference point for boards and senior

AI is no longer experimental in financial services. Across advice, banking, insurance and credit, it is embedded in live processes, from fraud detection and onboarding to suitability assessments and monitoring consumer outcomes. Adoption has accelerated quickly, often faster than regulatory certainty.    UK policymakers have backed AI