
FCA’s Retail Banking regulatory priorities 2026: What firms must evidence
The FCA’s Regulatory Priorities: Retail Banking report for 2026 sets out a
The FCA has now confirmed its industry-wide motor finance consumer redress scheme, a landmark intervention addressing historic failures in commission disclosure across the sector.
Set out in Policy Statement PS26/3 and published on the 30th March 2026, the scheme represents the largest structured redress exercise in the UK retail lending market since PPI.
With Recordsure’s AI technology, TCC’s regulatory expertise and Momenta’s scalable resource network, motor finance lenders can convert their complex regulatory obligations into a controlled, defensible and efficient remediation programme.
Need support with the motor finance redress scheme? Get in touch now.
We understand both the regulatory expectations and the practical realities facing motor finance lenders.
Recordsure brings cutting–edge AI tech to the heart of motor finance redress. Our AI–powered speech and document analytics enable firms to:
For over 20 years, TCC has supported financial services firms through major regulatory change. Combining deep compliance insight with agile consulting and advanced digital tools helps firms:
As remediation volumes increase and delivery timelines tighten, our partners Momenta and TCC provide rapid access to experienced financial services professionals.
With a pool of over 40,000 pre–vetted financial services professionals and experience in motor finance, firms benefit from:
Together, Recordsure, TCC and Momenta, deliver a fully integrated, technology enabled solution designed to meet the FCA’s expectations today and withstand future scrutiny.
We help our clients deliver more effective and efficient reviews. Here’s how:

The FCA’s Regulatory Priorities: Retail Banking report for 2026 sets out a

As firms prepare for their third annual Consumer Duty Board

In February, the FCA published its first Regulatory Priorities report
What the FCA has decided
The FCA has confirmed two distinct redress schemes addressing historic commission disclosure failures that may have resulted in unfair relationships under the Consumer Credit Act 1974.
The FCA now estimates around 12.1 million agreements are in scope under the final rules, following refinements made after industry consultation.
Download Motor Finance Redress Guide for the full breakdown and timelines.
We help our clients deliver more effective and efficient reviews. Here’s how:

The FCA’s Regulatory Priorities: Retail Banking report for 2026 sets out a

As firms prepare for their third annual Consumer Duty Board
We help our clients deliver more effective and efficient reviews. Here’s how:

The FCA’s Regulatory Priorities: Retail Banking report for 2026 sets out a

As firms prepare for their third annual Consumer Duty Board

In February, the FCA published its first Regulatory Priorities report
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