Will simpler transaction reporting put greater focus on data quality?
The FCA is reducing transaction reporting complexity, but firms still need evidence that remaining data is accurate, governed and effectively monitored.
The FCA is reducing transaction reporting complexity, but firms still need evidence that remaining data is accurate, governed and effectively monitored.
As AI tools take on more of the analytical and administrative work, the human oversight question becomes more pressing — not less. We examine what responsible oversight looks like in…
The FCA’s payments priorities focus on innovation, Consumer Duty, financial crime, operational resilience and safeguarding, with boards expected to evidence readiness.
The FCA’s wholesale priorities require firms to evidence operational resilience, governance and technology controls in practice, not just maintain documented frameworks.
The FCA’s 2026 retail banking priorities require boards to evidence access decisions, Consumer Duty outcomes, fraud controls, resilience and data security.
The FCA’s insurance priorities require boards to evidence claims oversight, Consumer Duty outcomes, access decisions, innovation controls and third-party governance across complex operating models.
Motor finance redress will test whether lenders can evidence consistent remediation decisions across historic agreements, customer communications and audit trails.
Kit Ruparel comments on agentic AI in insurance claims, where tools can support real-time decisions, progress claims and manage workflows under human oversight.
The FCA’s Regulatory Priorities reports give consumer investment firms clearer expectations on fair value, product governance, outcomes monitoring and ongoing advice services.
The FCA’s 2026 focus puts evidence, outcomes-based supervision and data-led governance at the centre of regulatory readiness.