Summary
What this article covers in 30 seconds
- The FCA is raising the bar on how compliance must be demonstrated.
- Firms should expect focused data requests, tougher thresholds and less patience for audit-trail gaps.
- Evidence readiness should be built into everyday processes with AI-driven foresight and human judgement.
As the FCA raises the bar on how compliance must be demonstrated, Joe Norburn, CEO of TCC Group (TCC, Momenta and Recordsure), shares what firms need to do now to be ready for 2026 and why moving beyond good intentions to always-on, data-led evidencing. The insight was featured by IT Supply Chain.
Firms can expect increasingly focused regulatory data requests, tougher evidential thresholds and far less patience for gaps in audit trails or reliance on manual, sample-based reviews. Organisations still operating on periodic assessments or purely human-led controls are likely to struggle as scrutiny intensifies.
Looking ahead to 2026, those that succeed will be the ones that hardwire evidence readiness into everyday processes, blending AI-driven foresight with human judgement to achieve full-population visibility, defensible audit trails and clear proof of positive customer outcomes.
Frequently asked questions
They should expect focused data requests, tougher evidential thresholds and less tolerance for gaps in audit trails.
Periodic assessments and purely human-led controls are likely to struggle as scrutiny intensifies.