Summary
What this article covers in 30 seconds
- The FCA is sharpening expectations around evidencing compliance.
- Firms should move from intent-led compliance to continuous evidence readiness.
- Incomplete audit trails and manual sample-led approaches may fall short.
- Predictive AI and human expertise can support population-level insight and demonstrable outcomes.
As the FCA sharpens its expectations around evidencing compliance, Joe Norburn, CEO of TCC Group (TCC, Momenta and Recordsure), outlines how firms must prepare for 2026 by shifting from intent-led compliance to continuous, data-driven evidence readiness, as featured by Forum Events & Media Group.
Firms should expect more targeted data requests, higher standards of proof and less tolerance for incomplete audit trails or manual, sample-led approaches. Those relying on periodic reviews or human-only oversight risk falling behind as evidential demands increase.
In 2026, success will belong to firms that embed evidence readiness into day-to-day operations, combining predictive AI with human expertise to deliver population-level insight, audit trails and demonstrable customer outcomes.
Frequently asked questions
Firms should move from intent-led compliance to continuous, data-driven evidence readiness.
They should expect targeted data requests, higher standards of proof and less tolerance for incomplete audit trails.
Periodic reviews and human-only oversight may fall behind as evidential demands increase.